（PCPA注：非官方译本。当产生歧意时,应以法律中文原文为准。This English document is not an official translation. In case of discrepancy, the original Chinese version shall prevail.）

Notice of the People's Bank of China on Relevant Matters concerning the Adjustment of Housing Credit Policies

People's Bank of China　　No.184 [2006] of the People's Bank of China　　May 31, 2006

All the state-owned commercial banks, joint stock commercial banks, the headquarters of the People's Bank of China in Shanghai and all branches and business management departments of the People's Bank of China, the central sub-branches of the People's Bank of China in all provincial capital cities, and the central sub-branches of the People's Bank of China in all deputy provincial cities,

It is specified in the Notice of the General Office of the State Council on Transferring the Opinions of the Ministry of Construction and Other Departments on Adjusting House Supply Structure and Stabilizing House Prices (No.37 [2006] of the General Office of the State Council, hereinafter referred to as the Notice) that: From June 1, 2006, the down payment of the mortgage loans for individual houses shall be no less than 30%. But the provisions on the down payment of 20% for houses purchased for living with le